Compare Auto Insurance by State

State minimum requirements, average rates, and top carriers vary by location. Select your state for tailored coverage information.

50 states available

Alabama cityscape and street view
Alabama Car Insurance Costs & Coverage RequirementsAlabama requires 25/50/25 liability. Full coverage averages $140–$180/mo. Compare rates, understand requirements, and find coverage options.
Alaska cityscape and street view
Alaska Car Insurance Costs & Coverage RequirementsAlaska requires 50/100/25 liability. Full coverage averages $1,200–$1,600/year. Compare rates, understand moose collision coverage, and find quotes.
Arizona cityscape and street view
Arizona Car Insurance Costs & Coverage RequirementsArizona requires 25/50/15 liability. Full coverage averages $150–$190/mo. Compare rates, understand state minimums, and find the right policy.
Arkansas cityscape and street view
Arkansas Car Insurance Costs & Coverage RequirementsArkansas requires 25/50/25 liability. Minimum coverage costs $110–$145/mo, full coverage $165–$215/mo. Compare rates and requirements for Arkansas drivers.
California cityscape and street view
California Car Insurance Costs & Minimum RequirementsCalifornia requires 15/30/5 liability coverage. Full coverage averages $180–$220/mo. Compare rates, understand state minimums, and find coverage options.
Colorado cityscape and street view
Colorado Car Insurance Costs & Coverage RequirementsColorado requires 25/50/15 minimum liability. Average rates: $140–$175/mo minimum, $190–$245/mo full coverage. Compare requirements, costs, and options.
Connecticut cityscape and street view
Connecticut Car Insurance Rates & Coverage RequirementsConnecticut requires 25/50/25 liability plus mandatory UM coverage. Average full coverage costs $1,400–$1,800/year. Compare rates and requirements.
Delaware cityscape and street view
Delaware Car Insurance Cost & Coverage RequirementsDelaware requires 25/50/10 liability plus PIP. Average rates: $135–$175/mo minimum, $210–$265/mo full coverage. Compare quotes and coverage options.
Florida cityscape and street view
Florida Car Insurance Costs & Coverage RequirementsFlorida requires $10K PIP and $10K property damage minimum. Average full coverage costs $185–$245/mo. Compare rates and understand no-fault rules.
Georgia cityscape and street view
Georgia Car Insurance Costs & Coverage RequirementsGeorgia requires 25/50/25 liability coverage. Full coverage averages $140–$180/mo. Compare rates, understand requirements, and find coverage.
Hawaii cityscape and street view
Hawaii Car Insurance Cost & Coverage RequirementsHawaii requires 20/40/10 liability plus $10,000 PIP. Minimum coverage averages $110–$145/mo. Compare rates and understand no-fault rules.
Idaho cityscape and street view
Idaho Car Insurance Rates, Minimums & Coverage OptionsIdaho requires 25/50/15 liability coverage. Drivers pay $85–$120/mo for minimum, $140–$190/mo full coverage. Compare rates and requirements.
Illinois cityscape and street view
Illinois Car Insurance Rates & Coverage RequirementsIllinois requires 25/50/20 liability and UM coverage. Average rates: $105–$145/mo minimum, $210–$290/mo full coverage. Compare quotes and state rules.
Indiana cityscape and street view
Indiana Car Insurance Costs & Coverage RequirementsIndiana mandates 25/50/25 liability coverage. Full coverage averages $140–$180/mo. Compare rates, understand requirements, and find coverage options.
Iowa cityscape and street view
Iowa Car Insurance Rates & Required Coverage LimitsIowa requires 20/40/15 minimum liability. Full coverage averages $135–$165/mo. Compare rates, understand tort liability rules, and find savings.
Kansas cityscape and street view
Kansas Car Insurance Costs & Coverage RequirementsKansas requires 25/50/25 liability and $4,500 PIP. Average rates: $95–$140/mo minimum, $160–$240/mo full coverage. Compare Kansas quotes and requirements.
Kentucky cityscape and street view
Kentucky Car Insurance Costs & Coverage RequirementsKentucky requires 25/50/25 liability plus PIP. Average rates: $110–$240/mo. Compare minimums, full coverage, and city-specific costs statewide.
Louisiana cityscape and street view
Louisiana Car Insurance Rates & Coverage RequirementsLouisiana requires 15/30/25 liability. Full coverage averages $160–$210/mo. Compare rates, understand requirements, and find coverage for hurricane-prone regions.
Maine cityscape and street view
Maine Car Insurance Cost & Coverage RequirementsMaine requires 50/100/25 liability plus $2,000 MedPay. Full coverage averages $110–$145/mo. Compare quotes and understand Maine-specific requirements.
Maryland cityscape and street view
Maryland Car Insurance Costs & Coverage GuideMaryland requires 30/60/15 liability plus uninsured motorist coverage. Average rates: $115–$160/mo minimum, $180–$240/mo full coverage. Compare options.
Massachusetts cityscape and street view
Massachusetts Car Insurance Cost & Coverage GuideMassachusetts requires 20/40/5 liability plus PIP and uninsured motorist coverage. Full coverage averages $140–$200/mo. Compare rates and requirements.
Michigan cityscape and street view
Michigan Car Insurance Rates & Minimums GuideMichigan requires PIP, $1M PPI, and $50K residual liability. Drivers pay $2,400–$3,600/year on average. Compare coverage options and lower your rate.
Minnesota cityscape and street view
Minnesota Car Insurance Costs & Coverage RequirementsMinnesota requires 30/60/10 liability and $40,000 PIP as a no-fault state. Full coverage averages $140–$180/month. Compare rates and requirements.
Mississippi cityscape and street view
Mississippi Car Insurance Costs & Required CoverageMississippi requires 25/50/25 liability. Full coverage averages $140–$190/mo. Compare rates, understand state minimums, and find coverage options.
Missouri cityscape and street view
Missouri Car Insurance Costs & Required CoverageMissouri requires 25/50/25 liability coverage. Average rates: $110–$145/mo minimum, $175–$235/mo full. Compare costs, limits, and coverage options.
Montana cityscape and street view
Montana Car Insurance Costs & Coverage RequirementsMontana requires 25/50/20 liability. Minimum coverage averages $45–$75/mo; full coverage $150–$210/mo. Compare rates and required limits.
Nebraska cityscape and street view
Nebraska Car Insurance Costs & Coverage RequirementsNebraska requires 25/50/25 liability. Full coverage averages $110–$145/mo. Compare rates, understand state minimums, and find coverage options.
Nevada cityscape and street view
Nevada Car Insurance Costs & State MinimumsNevada requires 25/50/20 liability coverage. Average rates: $140–$190/mo minimum, $240–$330/mo full coverage. Compare quotes and requirements.
New Hampshire cityscape and street view
New Hampshire Car Insurance Costs & Coverage GuideNew Hampshire doesn't require auto insurance but financial responsibility proof of 25/50/25 is mandatory after violations. Compare rates averaging $120–$150/mo.
New Jersey cityscape and street view
New Jersey Auto Insurance Rates & Coverage GuideNew Jersey requires 15/30/5 liability plus PIP. Average rates: $140–$180/mo. Compare minimums, full coverage costs, and city-specific premiums.
New Mexico cityscape and street view
New Mexico Car Insurance Cost & Coverage RequirementsNew Mexico requires 25/50/10 liability coverage. Full coverage averages $140–$175/month. Compare rates and understand requirements for all NM drivers.
New York cityscape and street view
New York Car Insurance Rates & Coverage RequirementsNew York requires 25/50/10 liability plus mandatory PIP and uninsured motorist coverage. Average full coverage: $2,100–$2,600/year. No-fault state.
North Carolina cityscape and street view
North Carolina Car Insurance Rates & RequirementsNorth Carolina requires 30/60/25 liability coverage. Full coverage averages $140–$180/month. Compare rates, understand state rules, find local options.
North Dakota cityscape and street view
North Dakota Car Insurance Cost & Coverage GuideNorth Dakota requires 25/50/25 liability coverage with average rates of $110–$145/month. Compare minimums, full coverage costs, and North Dakota-specific factors.
Ohio cityscape and street view
Ohio Car Insurance Costs & Coverage RequirementsOhio requires 25/50/25 liability. Full coverage averages $140–$180/mo. Compare rates, understand state minimums, and find coverage for your needs.
Oklahoma cityscape and street view
Oklahoma Car Insurance Costs & Coverage RequirementsOklahoma requires 25/50/25 minimum liability. Full coverage averages $140–$180/mo. Compare rates and understand Oklahoma-specific weather risks.
Oregon cityscape and street view
Oregon Car Insurance Rates & Coverage RequirementsOregon requires 25/50/20 liability plus PIP and UM coverage. Drivers pay $100–$145/mo for minimums, $165–$220/mo full coverage. Compare rates and requirements.
Pennsylvania cityscape and street view
Pennsylvania Car Insurance Rates & Coverage RequirementsPennsylvania requires 15/30/5 liability minimum. Average rates: $115–$155/mo for minimums, $210–$310/mo for full coverage. Compare tort options and costs.
Rhode Island cityscape and street view
Rhode Island Car Insurance Costs & Coverage GuideRhode Island requires 25/50/25 liability. Full coverage averages $1,800–$2,400/year. Compare rates, understand state requirements, and find coverage.
South Carolina cityscape and street view
South Carolina Car Insurance: Rates & RequirementsSouth Carolina requires 25/50/25 liability and uninsured motorist coverage. Average full coverage costs $140–$190/mo. Compare rates and requirements.
South Dakota cityscape and street view
South Dakota Auto Insurance Costs & Coverage GuideSouth Dakota requires 25/50/25 liability. Full coverage averages $140–$180/mo. Compare requirements, rates, and coverage options for all drivers.
Tennessee cityscape and street view
Tennessee Car Insurance Costs & Coverage RequirementsTennessee requires 25/50/25 liability coverage. Average rates: $110–$150/mo minimum, $180–$240/mo full coverage. Compare quotes and find affordable options.
Texas cityscape and street view
Texas Auto Insurance Cost & Coverage GuideTexas requires 30/60/25 liability. Full coverage averages $140–$180/mo. Compare requirements, rates, and coverage options for all Texas drivers.
Utah cityscape and street view
Utah Car Insurance Costs & Minimum Coverage GuideUtah requires 25/65/15 liability plus $3,000 PIP. Full coverage averages $140–$180/mo. Compare rates, requirements, and city-specific costs.
Vermont cityscape and street view
Vermont Car Insurance Cost & Minimum RequirementsVermont requires 25/50/10 liability plus $50k/$100k uninsured motorist coverage. Full coverage averages $140–$180/mo. Compare quotes and requirements.
Virginia cityscape and street view
Virginia Car Insurance Cost & Coverage RequirementsVirginia requires 25/50/20 liability. Full coverage averages $110–$145/mo. Compare quotes, understand UM needs with 12–14% uninsured drivers.
Washington cityscape and street view
Washington Car Insurance Rates & State MinimumsWashington requires 25/50/25 liability coverage. Full coverage averages $140–$185/mo. Compare rates, understand state requirements, and find coverage.
West Virginia cityscape and street view
West Virginia Car Insurance Rates & Coverage GuideWest Virginia requires 25/50/25 liability coverage. Average rates: $95–$145/mo minimum, $180–$280/mo full coverage. Compare quotes and coverage options.
Wisconsin cityscape and street view
Wisconsin Car Insurance Cost & Coverage GuideWisconsin requires 25/50/10 liability. Full coverage averages $100–$130/mo. Compare rates, requirements, and coverage options statewide.
Wyoming cityscape and street view
Wyoming Car Insurance Costs & Coverage RequirementsWyoming requires 25/50/20 liability. Full coverage averages $140–$180/mo. Compare rates, understand requirements, and find coverage for Wyoming drivers.